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7 Ways to Save Money on Homeowner’s Insurance

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Buying insurance (of any kind) must rank pretty high on the “Least Favorite Adult Chores To-Do” list. As tedious and time-consuming as this can be, it is an unavoidable expense that comes along with buying & owning a home in SW Florida. That’s why you want to take your time with research and not rush through the process. This can save you money – and who doesn’t want to save money? How much money? Well, that depends. How much you’ll pay on insurance depends on many factors such as how old your home is, the location, etc. but according to NAIC.org, the average annual premium for homeowners’ insurance is around $1,200. It may seem pricey but remember that if anything happens to your home, you have the assurance that you will be reimbursed. Keep in mind, many home loans require that you have & keep a certain level of homeowners…

5 Ways to Winterize Your Home

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Winter is COMING! Or is already here in different parts of the country. With the holidays approaching, the last thing folks want to spend money on is preparing their homes for the winter – especially if you need to be in a budget. Even if you live in SW Florida and the super cold weather or snow won’t really affect you, you can still benefit from these tips or share with your colder climate living friends! There are plenty of winterizing tasks that won’t cost you an arm-or-a-leg and are easy enough to do yourself. A small investment of money & your time will go a long way to protecting your home from the elements. Here are five affordable and simple things you can do to winterize your home on a budget! When was the last time you gave your water heater some love? Upkeeping the water heater often gets…

Spruce Up Your Backyard, Spruce Up Your Home’s Value

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A big mistake many Home Sellers make is thinking they only need to make the front of a house & the inside look appealing because it’s what everyone sees first. They think, “The unkempt backyard isn’t that unattractive. It’s fine.” What we often forget is that outdoor living is just as important to indoor living to many Americans. If you’re looking to get the maximum possible value from your property in Southwest Florida, then you need to give your backyard some love. Here are 5 tips that are essential to help raise your home’s value! Landscaping Having overgrown bushes and trees can obscure windows, therefore darkening the interior. They can also make it difficult for Buyers to get a good look at the house. Most Buyers don’t want to do a bunch of work on their new house, let alone the backyard. They want “move-in ready”. You put in the…

Buying a Home? Make Your Best Offer!

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Today. It’s definitely a seller’s market! If you’re buying a home in this climate, standing out is important. Multi-offers, often over list price are being made. People are outbidding one another to get the home they desire. There is a definite shortage of homes for sale. If you’ve found your dream home there are a few things you can do to give yourself every advantage. What’s Your Budget Know your budget. What you can afford is going to be crucial as a homebuyer.  You should work with your lender to determine what you can comfortably afford. They will help you understand the numbers so you can get pre-approved for your loan, which will give you confidence as you search. It will also demonstrate to the seller that you are a “serious buyer” and can act quickly. Be Ready to Move Recently, the average home is selling in just 17 days…

5 Things Home Buyers Wish They Knew Before Buying a Home

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Buying a home – it’s the American Dream. A large percentage of Americans consider buying a home a top priority in their lives, many whom live right here in Southwest Florida. What we all want is perfect conditions that are a win-win for everyone involved but the ugly truth is, the home buying process can be a whirlwind. Having the right expectations and information before setting out to fulfill your dream will go a long way in helping you get a positive outcome with as little stress as possible. To give you an advantage, we’ve shared 5 tips many first-time homebuyers wish they had known before buying their homes. Bank Pre-Approval is a MUST Before You Start Looking You’re sitting there, figuring out finances and such and think “This is what I can afford!” So, you head to apply for a mortgage and discover just how wrong you were. Sigh….

Repair Your Home Before Selling It

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You’ve decided to sell your house in SWFL but it’s not in the best shape? Are you wondering if you should make repairs or renovations. The paint is chipped, woodwork has scratches, or worse issues: electrical or plumbing issues. Now, you’re stuck between making repairs to your house or selling it “as-is”. Experts say that more than one-third of total home sales fall through because of issues with the condition of the house. This is a major reason why you should consider repairing your house before you attempt to sell it. What Does it Mean to Sell “As-Is”? You might be wondering what selling as-is means. It just means that you are selling your house in its current condition without any repairs or renovations. People often sell their property as-is when they cannot afford to make necessary repairs or just want to be out of it as quickly as possible….

Selling a Home for the First Time?

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Here are some tips on how to sell your home if you’ve never done it before. Yes, there are usually emotions that go along with selling your home, especially if you’ve lived in it for a long time. It should also focus on maximizing your profit. Price Your Home Correctly There is a fine line between getting your home priced properly for the market and overpricing it. Make sure you do your homework to get an idea of what your home might be worth, and then let your real estate agent give you the valuable information you’ll need to get your home priced right. Your agent will analyze comparable sales and prepare an estimate of value (CMA). Your listing agent should have the experience and education to provide you with an accurate opinion of value, so you won’t price your home too high, or too low. Home Staging Boosts Selling…

Are You Ready to Sell? How to Stage Your House for Top Dollar in 2021

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If you are thinking about selling your property in Southwest Florida, you probably want top dollar, right? Of course you do! There are things you can do to make sure you get the best offer for your house. The main thing you want to focus on is: home presentation (a.k.a. staging). You need to present your house in the best possible light! What is staging? Staging is the process of making the best “image” of your property to impress and appeal to Buyers. You want to create an atmosphere that makes it easy for a Buyer to picture living in it. Staging seeks to highlight the existing features and paint the home as “picturesque”. Why does staging matter? Because you need your house to STAND OUT from all the other houses that are out there on the Market. In today’s market, Buyers have many choices, so you want your house…

Real Market Conditions for the Real Estate Market

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Are you looking to buy or sell real estate? Here are some real market conditions and how they may affect you and your choices when it comes to buying and selling in today’s market. Stepping Up the Technology The past year has showed much change in technology when it comes to the real estate market. Social media posts, digital documentation, virtual tours, and video chat allow real estate agents to connect with clients no matter where they are. This is a great option for those thinking of buying or selling real estate in place where they are not. They can view property by video and virtual tour, chat online with their broker or sales associate, sign documents online, and even virtually attend a closing. For those in the real estate industry, they are practices that will be elaborated on as a new way of doing business moving forward, even…

Keep Your Home Bug Free During the Summer Months

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7 Time-Tested Tricks to Keep Your Home Bug-Free During the Summer Months (& All Year Too) Pesky insects can happen anytime of the year but during the hot summer months, they can be out-of-control annoying. They infest your yard and then have the audacity to invade your “happy place” – your home! Here are 7 pro tips that will help keep your yard AND your home bug-free this summer! Standing Water – Public Enemy #1 There is almost nothing bugs love more than water – especially standing, dirty water. Mosquitos come out like CRAZY, breed like CRAZY, and let us be honest – drives us CRAZY. Make sure your gutters are clear of debris and there are no areas in your yard that has standing water. If you have a birdbath, that water should also be cleaned out regularly. Remove (or Move) Attractants Your garbage is a feast-for-all when it…

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