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Why Saying “YES” to Renters Insurance is a Good Choice

We know that car insurance is necessary when you own a vehicle. If there is an accident your insurance company works with you to fix or get a replacement. Have you thought about what would happen if there was a fire, flood, or burglary in your rented home? If you do not have renters insurance, you will need to replace items in your home that were destroyed or stolen. And, even though you will hopefully never have to use a renters insurance policy because you’ve had a theft, fire or flood, it is a wise and inexpensive investment. Renters insurance does not just cover your rental, it also covers your belongings! You shouldn’t necessarily rely on your landlord insurance. You should have your own renter insurance policy to make sure your personal things are covered in case of loss. Purchase your own renter insurance policy. What Does Renters Insurance Cover?…

Hurricane Season: Don’t Wait, Prepare.

Don’t wait until a hurricane watch is issued. It may then already be too late to take certain precautions. Reduce the potential for property damage. Get through any hurricane season with less stress. Prepare before hurricane season begins. 1. Plan an evacuation route ahead of hurricane season If you live on the coast or in a mobile home, you may have to evacuate in the event of a major storm. While you’ll no doubt get instructions from the local government, it’s wise to create your evacuation plan well before hurricane season. Know about the nearest shelters, take your pets into account, make sure to take important papers. Make a trial run. 2. Keep non-perishable emergency supplies on hand When a hurricane warning is issued, people run for the stores. Get ahead of the rush by having the following on hand: Extra batteries Candles or lamps with fuel Matches Materials for…

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